How to choose the right home warranty plan

Today, more homeowners are choosing to buy a home warranty plan as a complement to their home insurance. This is due to increased purchase of electronics, appliances, security systems, and upgrades to other home systems. Most homes now contain a lot of items that can stop working just from regular use. When this happens, repairs and replacements can be expensive so many will get a home warranty. A home warranty plan provides coverage for incidents not covered by home insurance, such as normal wear and tear and normal usage problems. The key to getting the right home warranty is to ensure that the plan you buy will meet your coverage needs, as well as your price range.

What is a Home Warranty?

A home warranty plan is a protection plan or service agreement purchased by a customer from a home warranty provider. It can be renewed yearly, and even monthly, depending on the particular home warranty company’s program. The warranty helps homeowners manage unexpected repair or replacement costs due to normal wear and tear and breakdowns from normal usage. The homeowner pays a deductible at the time of service which may be applied toward the cost of the covered repair or replacement. This deductible is calculated by the particular plan the homeowner selects.

Get the Right Home Warranty Plan

It is important to be selective and think about your coverage needs when picking a home warranty. A good home warranty provider will offer a variety of warranty plans that provide flexible coverage. There are warranty companies offering different types of plans at different costs, but not all these companies offer the same benefits, so it pays to do your research.

A reputable warranty company will offer plans that are customizable and cover a wide range of appliances and systems, such as: central heating & cooling units, ductwork, plumbing & electrical systems, water & sewer Lines, kitchen appliances, ceiling fans, garage door openers, water heaters, new & used electronic devices, etc. They can even offer bundle plans to enable more savings for the customer.

A quality warranty provider will also offer extended warranties on individual appliances and systems, and an electronics warranty package. Trusted plan providers are open about their plan options, costs, terms and conditions, add-ons, and optional coverage. In addition, it is beneficial for customers to go with a company that does not have long-term contracts with their plans. It is advantageous to have no long-term contracts so you may hold a policy for as long as you would like to have it.

A basic home warranty plan helps cover the repair or replacement of parts for major appliances, such as:

Central Air Conditioning

Central Home Heating

Interior Electrical System

Refrigerator and Icemaker

Range/ Oven/ Cooktop

Dishwasher

Built-In Microwave

Water Heater

Plumbing System

Garbage Disposal

Washer and Dryer

Garage Door Opener

And more!

A reputable home warranty company will offer home warranty plan bundles. When reviewing plan options, look at covered home appliances, covered home systems, deductibles, home inspection requirements, and pricing. As well, read the terms and conditions carefully.

A leading home warranty company should have local, licensed, pre-screened, pre-qualified home warranty service technicians available. Customers should be able to contact a representative 24 hours a day, 365 days a year. Technicians must be rated based on the quality and cost effectiveness of their work, their professionalism, and their ability to meet their customers’ needs. In other words, the technicians providing service should be pre-screened and selected because of the quality of their workmanship and honest service.  As well, the company should provide a ‘workmanship guarantee’ which ensures that if the same problem persists with a breakdown of a covered item, the warranty company will take care of it at no extra cost. In addition, a quality warranty provider will also feature reviews by customers about their services.

The right home warranty is a plan that meets and even exceeds your coverage needs. ARW Home plans are ideal as an extra layer of protection to go along with an existing home insurance policy. With the right home warranty plan, homeowners rest easy knowing they are protected.

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